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An insurance policy that clearly defines “contractor” as including property owners will be given full effect.

Hernandez entered into an agreement with Alanis to make renovations to his building. Prior to the renovation, Alanis purchased liability insurance from the insurer, Atlantic Casualty.  The policy coverage did not apply to “bodily injury to any contractor for which any insured may become liable in any capacity.”  The exclusion defined “contractor” to include “any […]

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