Plaintiffs (adult children and administrator of the estate of Albert Abram and Cheryl Hanson) appealed from an order dismissing their declaratory judgment action against the defendant, United States Automobile Association (USAA) and denying plaintiff’s cross motion for summary judgment. Trial court held plaintiffs could not stack or combine coverage under the policy to […]

Diane Stagg purchased an automobile insurance policy from American Family Mutual Insurance (American Family) which included an arbitration clause in the uninsured motorist provision. Stagg was injured in an automobile accident and collected the maximum $25,000 under the policy’s at-fault driver liability allowance. Subsequently, Stagg invoked her underinsured motorist coverage and demanded arbitration […]

Plaintiffs (adult children and administrator of the estate of Albert Abram and Cheryl Hanson) appealed from an order dismissing their declaratory judgment action against the defendant, United States Automobile Association (USAA) and denying plaintiff’s cross motion for summary judgment. Trial court held plaintiffs could not stack or combine coverage under the policy to […]

Diane Stagg purchased an automobile insurance policy from American Family Mutual Insurance (American Family) which included an arbitration clause in the uninsured motorist provision. Stagg was injured in an automobile accident and collected the maximum $25,000 under the policy’s at-fault driver liability allowance. Subsequently, Stagg invoked her underinsured motorist coverage and demanded arbitration […]

The duty owed by primary layer insurance now applies to excess insurers and a lower-tiered excess insurer owes a duty to a higher-tiered excess insurer to engage in meaningful settlement negotiations if the lower-tiered excess insurer had substantial control over the litigation over the suit at issue.

The Insurer’s Duty to Defend Additional Insureds for Claims “Arising out of” the Named Insured’s Negligence.

Many law suits fail to seek recovery of the time value of money. The Illinois Interest Act provides an avenue to seek prejudgment interest on amounts due under a contract.

Insured parties can reduce their business loss and insurance policy costs through a targeted tender.

Deirdre Hastings filed suit against Roszak. Roszark, a general contractor, hired Rockford as a subcontractor. Subsequently, Rockford hired Area Erectors as its subcontractor.  The contract between Roszak and Rockford called for Rockford to add Roszak as an additional insured to its commercial general liability policy. Pekin issued the policy with Rockford as a […]

Many law suits fail to seek recovery of the time value of money. The Illinois Interest Act provides an avenue to seek prejudgment interest on amounts due under a contract.